Terms of Use

1. Introduction

These Terms of Use govern your access to and use of the sapnamalhotra.io. By accessing our site, booking courses, or requesting consulting or speaking services, you agree to comply with these terms.

These Terms of Use are governed by the laws of Ontario, Canada, and take into consideration global operations, including services provided to users in the European Union.

2. Website Use

  • Account Creation: Certain features may require you to create an account. You are responsible for maintaining the confidentiality of your account and password.

  • Prohibited Activities: You agree not to use the website for illegal activities or to damage or disrupt its operations.

3. Courses on Third-Party Platforms

Courses offered by Sapna are hosted on third-party platforms such as Teachable. By enrolling, you are also subject to Teachable's Terms of Use and Privacy Policy. We are not liable for any issues arising from your use of third-party platforms.

4. Intellectual Property

All content on the website, including course materials, text, and images, is the property of Sapnamalhotra.io or Digiruptor Consulting and is protected by intellectual property laws. You may not reproduce or distribute any content without prior written permission.

5. Payment and Refunds

  • Courses: Payments for courses are processed via Teachable. Refunds will be handled according to the platform’s policies.

  • Consulting/Speaking Services: Payment terms for consulting or speaking engagements will be outlined in separate contracts. Refund policies will be detailed in those agreements.


6. Email Marketing

By providing your email address through course sign-ups or service inquiries, you consent to receiving promotional emails. These emails will be managed through our email marketing tool, and you can unsubscribe at any time.

7. Limitation of Liability

We strive to provide accurate information on our website but do not guarantee the accuracy of all content. Sapnamalhotra.io or Digiruptor Consulting is not liable for any damages resulting from your use of the website or services, except as required by law.

8. Third-Party Links

Our website may contain links to third-party websites such as Teachable. We are not responsible for the content or practices of these external sites.

9. International Users

Our services are available globally. Users from the EU and other regions agree to the transfer and processing of their personal data in accordance with this Terms of Use and Privacy Policy.

10. Governing Law

These Terms of Use are governed by the laws of Ontario, Canada. Any disputes related to these terms will be resolved in the courts of Ontario, Canada, unless otherwise required by applicable international law.

11. Termination

We reserve the right to terminate your access to the website or services if you violate these Terms of Use or engage in harmful activities.

12. Contact Us

If you have any questions regarding these Terms of Use, please contact us at admin@sapnamalhotra.io.